Banks that Leverage Our Unique Solutions See Up To:
3x
Life Time Value (LTV)
+34
Satisfaction Rate (NPS)
8x
Return on Investment (ROI)
Reduce Attrition Rates
Build loyalty among your customers by offering the right solution, the right way, at exactly the right time.
Sell More Personal Loans
Automatically offer appropriate loan terms to your customers, because personal loans are never one-size-fits-all.
Cross-Sell Existing Services
Make the most of your portfolio of services by leveraging our AI-powered sales tools to strengthen your customer relations.
Increase Savings Deposits
Automated micro-savings help customers fortify their savings accounts, without giving it a second thought.
Improve Debt Collection
Customers can "set and forget" debt repayments, strengthening their financial health and reducing your labor costs.
Slash Default Rates
Machine learning means that customers will no longer be surprised by insufficient funds, resulting in fewer defaults for your bank.
Drive Digital Engagements
Offer your customers the latest tech features they now expect, alongside the personal relationships they already value.
Boost Satisfaction & NPS
A savvy customer is a satisfied customer. Help them take charge of their financial health, and become your bank's biggest champions.
- MODULES -
Our Solutions Are Changing the Game
Our AI modules live at the intersection of advanced behavioral economics and best-in-class machine learning
Our Customers are Seeing the Change
AWARDS


Global Winner
OpenTalent 2017


FEATURES




"You guys are already initiating transactions on behalf of customers."
Carlos Torres Villa
CEO, BBVA
- CORE FEATURES -
Easy Change for Massive Transformation
Become the hero that drives your customers to financial success. Use our technology to provide a proactive & personalized experience that automatically improves your customers’ financial health.
Change is Easier than Ever
Change Labs' guided integration process ensures you can get our modules up and running in no time, with minimal technical investment.
Our Unique Approach

Advanced
Behavioral Economics
Guided by the noted research of our own behavioral economics expert, Prof. Eyal Winter, we understand how people relate to their finances, and how they can be guided to make smarter financial decisions

Sophisticated
Financial Expertise
We're passionate about financial health. In fact, our founder sold to tech companies to focus on this mission because financial health is in his DNA

Best-in-Class
Machine Learning
Our team has years of experience building machine learning models, feeding them with real-time data, effectively training them and operating them at scale to fit banks of all sizes