Making periodic payments to cover debt demands financial discipline and can be especially challenging for customers going through periods of instability.

Upgrading your payment plans with this dynamic feature allows your customers to pay off their debts more confidently. Our system identifies small amounts that can be swept away to cover debt automatically, protecting your customers from defaulting on loans.

These computationally generated payment plans have the ability to decrease your default rates by up to 20% while keeping your customers financially healthy and in control.

Earn up to...


reduction in default rates


minimum rise in Net Promoter Score
And enjoy better...
Debt Collection
User Satisfaction
Default Rates
Customer Loyalty

Dynamic Collections

Protect your customers by automatically allocating small amounts from their checking accounts to help them repay debts and avoid defaulting

Explore Our Other Modules

Invest in your customers,

and they'll invest in you.

Schedule a call to learn more about Change Labs' solutions that can automatically improve financial health - a win-win for both your bank and your retail customers.

85 Broad St., New York, NY 10004
Khalamish 15, 
Caesaria, Israel  |  Tel:  646-681-1515